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Paying off your mortgage sooner can change everything. David Bach explains that one of the most common financial mistakes is waiting too long to pay off a mortgage. He says the decision starts with your interest rate. If your mortgage rate is low, it may make sense to invest extra money elsewhere. But with higher rates, paying down the mortgage faster becomes an easy decision. He points out that even one extra payment per year on a thirty year mortgage can shorten the loan by several years. Woul
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