What to consider about mortgage rate locks now, according to experts

Locking in one of today's lower mortgage rates may make sense, experts say, but there are some items to know first.

These 10 markets may see the biggest homebuying surge as mortgage rates fall

NAR identifies 2026's hottest housing markets using job growth, inventory, and rate data. Minneapolis, Jacksonville and Raleigh offer prime opportunities.

Average US long-term mortgage rate edges lower, remaining near its low for the year

The average rate on a 30-year U.S. mortgage edged lower this week, staying relatively close to its low for the year.

Mortgage Rates Stable After Fed Rate Cut

The December Federal Reserve meeting may lead to lower mortgage rates, but it's not directly caused by the 25 basis point rate cut.
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Mortgage Rates Near Lowest Levels Since October

Officially, there were 2 days at the end of November where the average lender's 30yr fixed rates were just a hair lower (0.02% difference).  Otherwise, today's rates would be the lowest since late October.

Pros and Cons of Using Your 401(k) to Pay Off Your Mortgage

Discover the benefits and drawbacks of using your 401(k) to pay off your mortgage, including tax implications, retirement savings impact, and interest savings.

Can the inflation drop improve mortgage interest rates?

A drop in the inflation rate could prove to be good news for homebuyers and owners hoping to refinance. Here's why.

What can we expect to happen to mortgage rates in the New Year?

There's good and bad news for home shoppers hoping for lower mortgage rates in 2026 — they're likely to fall more in the new year but shouldn't drop much below 6.0%, if they reach that. But the decrease may help you afford a home .
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