See how we rate mortgages to write unbiased product reviews. Your loan-to-value (LTV) ratio shows how much you owe on your mortgage compared to your home's value. Mortgage lenders use LTVs to ...

Your loan-to-value (LTV) ratio is the principal of your mortgage loan divided by the value of the property you're buying, usually expressed as a percentage. A lower LTV ratio can help you get a ...

For the purpose of determining the loan amount, lenders will assess the value of the gold you pledge, primarily its purity and market value ...

A bridge loan is a temporary loan that lets you to buy a new property with a loan based on the value of a property you're ...

Home equity loans and home equity lines of credit (HELOCs) allow homeowners to tap into the value of their homes. A home ...

Lenders typically like to see a maximum CLTV between 80% and 90%, but it varies. A loan-to-value ratio (LTV) is the ratio of how much you owe on your mortgage versus what your house is worth.

Julia Kagan is a financial/consumer journalist and former senior editor, personal finance, of Investopedia. Yarilet Perez is an experienced multimedia journalist and fact-checker with a Master of ...

Often lenders will publish their lowest rate available, but those rates are reserved for borrowers who tick several boxes, like holding a high credit score and a low loan-to-value ratio.