Early withdrawals are generally subject to a 10% penalty, in addition to normal income taxes. But there are lots of ...

Gold has badly outperformed equities this year, and holing the precious yellow metal in a tax-deferred retirement account has ...

Many people use individual retirement accounts — more commonly known as IRAs — to save up money for their non-working years. Investing in an IRA is an effective way to make sure you're setting ...

Julia Kagan is a financial/consumer journalist and former senior editor, personal finance, of Investopedia. Vikki Velasquez is a researcher and writer who has managed, coordinated, and directed ...

plan or individual retirement account without planning for future taxes. Those pre-tax funds, however, can be handy in some cases, experts say. Often, investors roll pre-tax 401(k) accounts into ...

Socking away money for retirement is something that’s top of mind for many people. Here's what to know about traditional and ...

Explore the key differences between annuities and CDs, focusing on tax deferral benefits and income distribution flexibility.

There’s an inherited IRA rule change for 2025 that could trigger a 25% tax penalty for certain heirs. Here’s what investors ...

A crucial aspect of these legislative changes is the impact on trusts named as beneficiaries of retirement accounts. This article compares SECURE Act 2.0 to prior law and explains why trusts that were ...

Two common retirement investing account options are brokerage accounts and individual retirement accounts, or IRAs. Sign up for stock news with our Invested newsletter. Investors can buy and sell ...

Some retirees have just one day remaining to complete the first required minimum distribution or face a significant fine.