Another way you can help convince your credit card issuer to give you a lower APR is by presenting some other credit card ...

Credit card interest rates are climbing nonstop, even though the Fed has already cut its benchmark rate three times in 2024 ...

A credit card statement details your credit usage, spending habits, and payment obligations. Understanding it is crucial for ...

The Senate passed the GENIUS Act without the Credit Card Competition Act or the 10% APR interest rate limit amendments. The ...

This is known as the 'purchase rate'. Some cards come with 0% deals on purchases, where you don't have to pay any interest on spending for a set period, but if you don't have a promotional deal it's ...

In an increasingly digitalized world, one of the biggest problems people face is credit card debt. Many people use these ...

When the Fed cuts interest rates, variable rate credit cards are affected in a similar way. That's because card issuers base interest rates off the prime rate , which is directly influenced by the ...

So getting back to your credit card’s interest rate — the reason it’s so high now is because the Fed raised rates numerous times in 2022 and 2023 to try to bring inflation down.

Wealthsimple Inc. announced its first credit card and a line of credit Wednesday as it ramps up efforts to challenge the ...