Are mortgage rates going to drop? What about home prices? Here's what 2026 may have in store for the housing market.

Average rates today. Banks can adjust deposit rates on savings accounts and newly issued CDs at any time, but shifts tend to be gradual.

The average interest rate on a 30-year, fixed-rate mortgage dropped to 6.22% APR, according to rates provided to NerdWallet by Zillow. This is 10 basis points lower than yesterday but nine basis ...

Navigating today’s job market takes courage. Career experts weigh in on how to make your next move — even if you’re staying put.

In 2024, the denial reason most commonly cited by lenders was debt-to-income (DTI) ratio, listed as the primary reason in 36% of mortgage denials. The second most common was collateral (17%). Both of ...

Use our life insurance calculator to figure out how much term or whole life insurance coverage you need. Plus, learn more tips for choosing the right amount in 2025.

The average interest rate on a 30-year, fixed-rate mortgage ticked down to 6.12% APR, according to rates provided to NerdWallet by Zillow. This is five basis points lower than yesterday and 16 basis ...

Conventional loans aren’t backed by a government agency, but they usually follow some government guidelines. Most conventional loans conform to loan limits set by the Federal Housing Finance Agency ...

You might be able to deduct mortgage interest on your taxes if you itemize and follow a few other guidelines. Many, or all, of the products featured on this page are from our advertising partners who ...

Mortgage rates are on the rise as new employment data casts doubt on a December Fed cut. Some or all of the mortgage lenders featured on our site are advertising partners of NerdWallet, but this does ...

Erin is a former writer and assigning editor on the NerdWallet Content team who now heads NerdWallet's travel business. She's a credit card and travel rewards expert at NerdWallet, based in Baltimore, ...

Kenley Young directs daily credit cards coverage for NerdWallet. Previously, he was a homepage editor and digital content producer for Fox Sports, and before that a front page editor for Yahoo. He has ...