“I like running on empty. It keeps me nervy, which keeps me focused.” ...

With more than 15 years of experience crafting content about all aspects of personal finance, Michael Benninger knows how to identify smart moves for your money. His work has been published by Intuit, ...

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Spencer Tierney is a consumer banking writer at NerdWallet. He has covered personal finance since 2013, with a focus on certificates of deposit and other banking-related topics. His work has been ...

We independently evaluate all of our recommendations. If you click on links we provide, we may receive compensation. These are the highest-paying 3-month CDs that are available nationwide Samantha ...

If you have a certificate of deposit, you may be able to use it as collateral for a loan Matt Webber is an experienced personal finance writer, researcher, and editor. He has published widely on ...

WSJ Buy Side is The Wall Street Journal’s research and commerce team. Our commerce content is distinct from our newsroom coverage. We earn a commission from some links in our articles. Learn more.

Choosing between a certificate of deposit (CD) and an individual retirement account (IRA) boils down to your plans for the money. CDs offer stability for short-term goals with fixed APYs while IRAs ...

WSJ Buy Side is The Wall Street Journal’s research and commerce team. Our commerce content is distinct from our newsroom coverage. We earn a commission from some links in our articles. Learn more. If ...

There’s no doubt: CDs are experiencing a boom. According to the Luminate 2026 Midyear Report, CD sales in the US have increased by 16 percent since the start of the year. In fact, CD sales are growing ...

Promotional CDs reward investors with higher-than-normal rates. A promotional CD might come with a special term or a high minimum deposit. Some financial institutions provide promotional CD rates to ...