If you tend to carry a balance most months, a card with a low ongoing interest rate will work to your advantage in the long run. NerdWallet's credit cards content, including ratings and ...

The Annual Percentage Rates (APRs) charged on a credit cards have been steadily creeping up since the recent cycle of interest rate rises. However, these interest-free periods are promotional and ...

A new bipartisan bill introduced by Representatives Alexandria Ocasio-Cortez and Anna Paulina Luna aims to cap credit card ...

Credit card interest rates and balances have been on a roller coaster over the past several years, and inflation has been a key contributing factor. For example, in November 2024, the latest month for ...

Please visit our list of the best cash-back cards for alternative options. While it's true that your credit score plays an important factor in determining your interest rate on any new line of ...

The Federal Reserve held interest rates steady at the end of its two-day meeting on March 19. Although the central bank is on ...

Ben Luthi is a freelance personal finance and travel writer. He started earning credit card rewards in 2013 and leveraged his passion into a writing career. He's contributed to dozens of other ...

The average APR for all credit card accounts is 15.13%, and rises to 16.65% for accounts assessed interest, according to the latest data from the Fed. Maybe those rates seem manageable but ...