This is a top choice for people seeking simple, flexible rewards, with a relatively small annual fee and some perks you’d expect from more premium cards.

It earns cash back and is a solid option for those who are just short of good-to-excellent credit — but you'll owe an annual fee. Get a solid cash-back rate in a variety of spending categories, but ...

Joel O’Leary is a full-time Personal Finance Writer at Motley Fool Money, covering credit cards, bank accounts, investing, mortgages, and other personal finance topics. Joel has been writing about ...