When credit card debt feels unmanageable, some borrowers look for ways to change the terms — but is that possible?

Could your debt be reduced or forgiven? Take our financial relief quiz. It’s easy to let credit card debt get away from you. Before you know it, the bills are piling up, and there’s no foreseeable way ...

Learn what credit card debt is, its impact on your credit score, and strategies to manage it effectively. Improve financial decisions with our expert insights.

A low credit limit requires discipline if you want to keep your utilization low and have a healthy credit score.

Consolidating credit card debt with a personal loan means taking out a new personal loan, using the loan proceeds to pay off credit card balances and then paying off the new loan. Consolidating ...

Half of Americans are in some sort of credit card debt. If that’s you and you’d like to change that in the New Year, 5 On ...

HAVE A BREAKDOWN OF THE SIMPLE STEPS YOU CAN TAKE TO START PAYING DOWN YOUR BALANCE. I STARTED TO FEEL THE CRUNCH WHEN I STARTED TO USE CREDIT CARDS FOR JUST DAILY ESSENTIALS. FOR JENNIFER PAEZ, MORE ...

A large number of Americans have been struggling to make ends meet right now — and that's especially true for those carrying credit card debt. Case in point? The latest Large Bank Credit Card and ...

It doesn’t take much these days -- a broken appliance, or even costly car repairs. Unexpected expenses can lead consumers to rely on credit cards to fill a budget gap. Millennials are increasingly ...

Most adults in the United States (81%) have at least one credit card, and Americans' total credit card balances broke a new record—more than $1.3 trillion—in July 2025. Credit card debt can be a ...

Millions of Americans are feeling stressed due to looming credit card bills, according to Channel 11 Consumer Advisor Clark Howard. Credit card debt has been growing recently, and a survey by Bankrate ...

Debt is a double-edged sword. When wielded wisely, it can open doors to opportunities such as homeownership, education and financial flexibility. Mismanaged, it can weigh you down and derail your ...