Federal Direct Loans are originated by the federal government and don’t come with credit criteria. Federal student loan rates for the 2025-2026 school year range from 6.39% to 8.94%. Consider maxing ...

Federal Direct Unsubsidized Loans are often the cheapest borrowing option, followed by Direct Plus Loans and private graduate ...

Millions of Americans are struggling to make their monthly student loan payments. More than 1 in 3 borrowers with federal student loans were at least 30 days late on a payment, as of a June 2025 ...

Changes to federal student loans are set to take effect July 1, just as students and families begin preparing financial aid ...