Certain types of car insurance are required by almost all states, and many additional options are usually available. Rates are determined by the coverage and deductibles you choose, your car, ...

Property damage liability insurance pays for car accident-related damage you cause to other people's property. Since it’s a required coverage in most states, you likely already have it if you have an ...

We might earn a commission if you make a purchase through one of the links. The McClatchy Commerce Content team, which is independent from our newsroom, oversees this content. When my car insurance ...

As a driver and vehicle owner, car insurance is a non-negotiable. Carrying enough coverage can do more than satisfy your state's insurance requirements; you can protect your vehicle, your finances, ...

Every driver knows how car insurance works. Whenever you get a new vehicle, you need to have it insured to legally drive it on the road in 49 of the 50 U.S. states besides New Hampshire. Insurance ...

Usage-based insurance uses telematics to track real-time habits like braking, speed, and phone use to reward safe drivers with discounts. While most insurers offer a sign-up discount of around 10%, ...

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