Get the right amount of coverage you need to protect your valuables with Lemonade Home. When you own a home, it’s wise to carry homeowners insurance to cover the structure — plus, your mortgage ...

Searching for the right homeowners insurance policy can be confusing. There is insurance-specific terminology to master, for example. One phrase you may hear when you are talking to insurance agents ...

Hazard insurance is the part of your homeowners insurance policy that covers the structure of your home from common perils, such as fire, vandalism and theft. If one of these perils causes damage to ...

Home contents insurance, also called personal property insurance, pays for damage from an covered event, such as a water pipe bursting or a wind storm. It's included in renters and homeowners ...

Les Masterson is a deputy editor and insurance analyst at Forbes Advisor. He has been a journalist, reporter, editor and content creator for more than 25 years. He has covered insurance for a decade, ...