Learn how gap insurance protects you financially by covering the difference between your car's value and what you owe in case of total loss. Discover when to buy it.

Even with insurance in hand, many Pacific Palisades homeowners are discovering that rebuilding after the January 2025 fires ...

Insurance companies pay the depreciated value of your car if it’s totaled or stolen, which might be less than your car loan balance. Gap insurance can cover the difference between the vehicle’s value ...

You’re driving off the lot in a new car — but the second you do, its value starts to drop. If you get into an accident or your car gets stolen in the first year or two, your auto insurance might not ...

A lienholder can request car payments on a totaled car if the loan hasn't been paid in full. The fact that the car is totaled does not relieve the borrower of their obligation to repay the loan. If a ...