The Trump administration is taking the first step toward putting its own stamp on income-driven repayment, a suite of affordable repayment plans for student-loan borrowers.  Officials announced Thursday that they would begin the regulatory process to make changes to certain rules under the Department of Education’s purview.

Democrats propose the SOAR Act to protect income-driven repayment benefits after the SAVE Plan was blocked. Here’s what the bill does—and its chances in Congress.