Consumers with relatively high incomes earn approximately $100 more per year in credit card rewards than they pay in fees and ...

Another way you can help convince your credit card issuer to give you a lower APR is by presenting some other credit card ...

Credit card interest rates are climbing nonstop, even though the Fed has already cut its benchmark rate three times in 2024 ...

Credit card processing fees are essential charges for card payments. Explore the types, rates, and tips to manage these costs effectively. While we’re not completely cashless yet—I still pay ...

A credit card statement details your credit usage, spending habits, and payment obligations. Understanding it is crucial for ...

The Senate passed the GENIUS Act without the Credit Card Competition Act or the 10% APR interest rate limit amendments. The ...

This is known as the 'purchase rate'. Some cards come with 0% deals on purchases, where you don't have to pay any interest on spending for a set period, but if you don't have a promotional deal it's ...

When the Fed cuts interest rates, variable rate credit cards are affected in a similar way. That's because card issuers base interest rates off the prime rate , which is directly influenced by the ...

So getting back to your credit card’s interest rate — the reason it’s so high now is because the Fed raised rates numerous times in 2022 and 2023 to try to bring inflation down.