With RBI repo rate cuts pushing FD returns to multi-year lows, investors are re-evaluating where to park their money safely.

As of January 2026, senior citizen fixed deposit (FD) interest rates across banks range broadly between 5 per cent and 8.10 ...

In January 2026, FD interest rates vary sharply across banks, making the choice of lender and tenure important for depositors ...

Senior citizens can manage their Fixed Deposit interest income effectively. Banks deduct Tax Deducted at Source (TDS) on ...

Among the banks popular offerings, the 450-day ‘Star Swarnim Special FD has attracted significant attention. This scheme ...

Individual taxpayers, particularly senior citizens, are looking to the Union Budget 2026 for higher tax deductions as they ...

Source: Paisabazaar.com as of January 2, 2026 FD rates up to 7.7% for senior citizens Ujjivan Small Finance Bank is offering ...

Senior citizens can earn up to 8% interest on fixed deposits with banks like ESAF Small Finance Bank, Jana Small Finance Bank ...

Banks and small finance banks significantly reduced fixed deposit interest rates in 2025 following multiple repo rate cuts by ...

This explains why FD reporting to tax authorities and TDS on interest follow different thresholds. The key takeaway is understanding bank-wise limits prevents confusion and unnecessary ...

After retirement, most senior citizens prefer Fixed Deposits (FDs) as a safe and reliable investment option. FDs offer ...

Stay updated with the latest fixed deposit interest rates for 2025 from all major banks in India from Businessline.