Investment researchers have been playing around with the 4% rule, looking for ways that retirees can safely spend more on ...

Financial advice professionals have used the 4% rule as a benchmark for advising their clients in scheduling their retirement ...

On the other hand, if you have a chronic illness and don’t expect to live into your 90s, you could consider a higher rate.

When it comes to spending in retirement, financial advisers and investment experts have long clung to the golden 4% rule as ...

Planning for lasting retirement income requires a thoughtful strategy, especially with factors like longevity, market volatility and evolving lifestyle needs in play. As retirement approaches, one of ...

The 4% rule is a popular retirement savings withdrawal strategy. It has you taking out 4% of your portfolio your first year of retirement and adjusting future withdrawals for inflation. While this ...

Conventional wisdom has long held that retirees should plan on spending 4% of their savings in the first year of retirement and then spending that same amount, adjusted for inflation, every year after ...

Many people work hard to build up savings for retirement. But retiring with a nice-sized nest egg is only half the battle. It’s equally important to make sure that money doesn’t run out on you. And so ...

Popular retirement withdrawal strategies like the 4% rule assume a steady rate of spending for retirees. But new research ...

The purpose of the 4% rule is to help you avoid depleting your savings in retirement. The rule may not work for you for a number of reasons. The best thing to do is use the 4% rule as a starting point ...

On the other hand, if you have a chronic illness and don’t expect to live into your 90s, you could consider a higher rate.